Coverage for a specified amount of time, typically between 10 and 30 years. If you die during the coverage period, the value of the policy is paid out to your beneficiaries. When the term expires, the coverage ends.
Coverage that lasts your entire life. The death benefit is guaranteed as long as premiums are paid for your entire life.
Offers the same cash value and lifetime coverage benefits as whole life, but premium payments are flexible.
A form of life insurance intended only to cover end-of-life expenses such as funeral and burial costs. Final expense insurance is typically purchased because it helps to protect loved ones who might otherwise have to cover these costs out-of-pocket.
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